Term insurance is a type of life insurance that provides financial cover against death for a specific duration. In case the policyholder unfortunately passes away in this duration, their nominee gets the amount of the cover. Thus term insurance secures the financial future of the policyholder’s nominee/family with an adequate life cover at an affordable rate.

Reasons to buy this plan:

1. Return of Premium (ROP) Option
2. Same Day Claim Processing
3. Individual Death Claim Settlement Ratio of 99.39%

What is HDFC Life Guaranteed Income Insurance Plan?

This plan provides a guaranteed regular income to help you boost your lifestyle. You have to pay premium for few years, and you get guaranteed benefits.

Key Features & Benefits – Guaranteed Income Option

• Guaranteed Income Benefit offering more than double the premiums paid for 12 pay option.
• Enhanced benefit for policies with Annual Premium more than INR 150,000.
• Tax benefits – You may be eligible for tax benefits as per prevailing tax laws

HDFC Life – Long Term Income Plan

Get what you always wanted with the advantage of a second income. The possibilities are endless, be it a long-planned vacation, fulfilling the dreams of your loved ones or plan for a stress-free retired life. That’s why you need HDFC Life – Long Term Income Plan.

Key Features & Benefits – HDFC Life – Long Term Income Option

•  Guaranteed Income for a fixed term of 25 or 30 years plus return of premiums paid at the end of Payout Period.
• Enhanced benefit for policies with Annual Premium more than INR 150,000.
• Tax benefits – You may be eligible for tax benefits as per prevailing tax laws.
• Optional Riders – Enhance your protection coverage with rider options on payment of additional premium.

HDFC Life – Life Long Income Plan
You always want to provide the best to your family at every stage of your life. Whether it is to secure their financial future, save for children’s education, plan for family holidays or leave behind a legacy. HDFC Life Life Long Income Plan is a unique Life Insurance cum Savings Plan, which not only provides life insurance cover till age 99 years, but also gives you the power to customize the payouts to suit your changing life stage financial needs. It is a plan that stays with you, through life.

Key Features & Benefits – HDFC Life – Life Long Income Option

• Guaranteed Income till age 99 years plus return of premiums paid at the end of Payout Period.
• Enhanced benefit for policies with Annual Premium more than INR 150,000.
• Tax benefits – You may be eligible for tax benefits as per prevailing tax laws.
• Optional Riders – Enhance your protection coverage with rider options on payment of additional premium.

Providing financial independence to every life we touch.” Reliance Nippon Life caters to five distinct segments, namely Protection, Child, Retirement, Saving & Investment, and Health: for individuals as well as Groups/Corporate entities. Reliance Nippon Life provides a variety of insurance products, including Guaranteed Money Back Plan, Milestone Plan, Nishchit Samrudhi Plus and more.

Reliance Nippon Life Nishchit Bhavishya Variant 1 provides income benefit post premium payment term along with a lump sum maturity benefit and Variant 2 provides two money back payouts at 4th and 8th year before the income benefit starts from the 12th year and a lumpsum benefit is also paid at maturity.

Key Features & Benefits – Reliance Nippon Life Nishchit Bhavishya

• High death cover during premium payment term.
• Enhanced Protection through choice of riders.
• Increasing Benefits to balance the increasing cost of living.
• Tax Benefits as per the prevailing tax laws.
• Flexibility to pay for a limited period of 10 or 12 years and enjoy benefits for the entire policy term.