Being an Apex Bank, GSC serves not only the needs of retail customers but also of farmers, other District co-operative banks, trade and service sector and medium / small scale industries. GSC Bank offers a large bouquet of loan products specially designed to suit your personal needs.
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
| SR. | TYPES OF LOANS & ADVANCES | INTEREST RATE(W.E.F:01/04/2023) |
|---|---|---|
| 1 | FOR THE DCCBS | |
| 1.1 | S.T. AGRI. LOAN | |
| [1] NABARD SAO REFINANCE | 0.25% (MARGIN) | |
| [2] NABARD ASAO REFINANCE | 1% (MARGIN) | |
| [3] SAO FROM OWN FUND | 9% | |
| 1.2 | MARKETING OF CROPS | |
| [1] NABARD REFINANCE | 0.50% (MARGIN) | |
| [2] LOAN FROM OWN FUND | 10% | |
| 1.3 | REFINANCE OF NABARD’S PACS TO MSCS SCHEME MARGIN AT INTEREST RATE |
|
| NABARD REFINANCE | 0.50% (MARGIN) | |
| 1.4 | NON AGRI. CASH CREDIT: (FOR DISTRICT BANK) | |
| [1] NORMAL (MONTHLY INTEREST) | 8% | |
| [2] FOR SUGAR FINANCE (HALF YEARLY INTEREST ) | 10% | |
| 2 | NON AGRI. CASH CREDIT TO UCBS (MONTHLY INTEREST) | 12% |
| 3 | DIRECT FINANCE TO CO-OP. INSTITUTIONS, COMPANY, & OTHER INSTITUTIONS | |
| [1] PLEDGE CASH CREDIT | 10.50% | |
| [2] HYPOTHECATION CASH CREDIT | 11% | |
| [3] NON AGRI CASH CREDIT | 10% | |
| [4] MEDIUM / LONG TERM LOAN | 10% | |
| 4 | BANK GUARANTEE – COMMISSION (QUARTERLY BASIS) | |
| – 25% F.D.R + 75% BANK APPROVED SECURITIES | 2% + GST | |
| – 100% F.D.R | 1% + GST | |
| 5 | LETTER OF CREDIT (L.C) (QUARTERLY BASIS) | 0.50% + GST |
| 7 | BILLS (USANCE TERMLY) RE-DISCOUNTING RATE ON CONFIRM L.C OF OTHER BANK | 12% |
| – OTHER BILLS (USANCE TERMLY) DISCOUNTING RATE | 12.50% |
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
*Terms & Conditions Apply
