sidetabindex
sidetabindex
Fixed Deposit

7.25%

Individual (365 Days)

7.75%

Senior Citizen (365 Days)
More Rates
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The Gujarat State Co-operative Bank LTD.

  • Savings Bank Account is primarily meant to inculcate a sense of saving for your future financial requirements. The main purpose of the account is to save in small or large amount from time to time.
  • Open a “Savings Bank Account” with GSC Bank (The Gujarat State Co-operative Bank Ltd.), which comes with an array of services & facilities at no extra cost.

Who can open “Savings Bank Account” ?

  • Individual – Single / Joint account
  • Minor – Operated by guardian natural / appointed by court
  • Illiterate person – Operated by thumb impression
  • Hindu Undivided Family
  • Trust ,Club, Association Society
  • Housing Co-operative Society
  • Charitable Religious Institution

Eligibility

  • SB account may be opened in the name of an individual or in the names of two or more individuals. In case of Joint account,
    it can be operated jointly or severally, with either or survivor or former or survivor clause.
  • Account can also be opened in the name of minor, to be operated by natural guardian.
  • Account can be opened by a club, a society or an association.

Features

  • Account can be opened with Rs.500/- only
  • Free Net Banking Facility
  • Free Mobile Banking Facility
  • No Average Quarterly Balance criteria.
  • Free SMS
  • Free Passbook facility
  • Nil charges for RTGS,NEFT, IMPS, UPI
  • Extended time for Outward Clearing/Funds Transfer transactions
  • Personalised cheque book facility
  • Offering Personalised RuPay Debit Card with host of features such as exclusive offers on shopping, restaurants etc.,(in collaboration with RUPAY)
  • Other value added services offered such as Enjoy higher rate of interest on your SB (Regular) Account i.e. 3.50% p.a.
  • Other services offered at very competitive rates

Please contact nearest branch of GSC Bank, to open and operate your Savings Bank Account.

Savings Bank – Preferred Account

  • Customised Savings Bank Account for HNIs. It is primarily meant to inculcate a sense of saving for your future financial requirements. The main purpose of the account is to save in small or large amount from time to time.
  • Open a “Savings Bank – Preferred Account” with GSC Bank (The Gujarat State Co-operative Bank Ltd.), which comes with enhanced service offerings and value added services at no extra cost.

Who can open “Savings Bank – Preferred Account” ?

  • Individual – Single / Joint account
  • Minor – Operated by guardian natural / appointed by court
  • Illiterate person – Operated by thumb impression
  • Hindu Undivided Family
  • Trust ,Club, Association Society
  • Housing Co-operative Society
  • Charitable Religious Institution

Eligibility

  • SB account may be opened in the name of an individual or in the names of two or more individuals. In case of Joint account, it can be operated jointly or severally, with either or survivor or former or survivor clause.
  • Account can also be opened in the name of minor, to be operated by natural guardian.
  • Account can be opened by a club, a society or an association.
  • Average Quarterly Balance (AQB) to be maintained minimum Rs.50,000/- to avail host of benefits under preferred category.
  • Non-maintenance of minimum balance will attract quarterly charges of Rs.500/- per quarter.

Features

  • Free Net Banking Facility
  • Free Mobile Banking Facility
  • Free SMS
  • Free Passbook facility
  • Free Cheque Book facility
  • Nil charges for RTGS,NEFT, IMPS, UPI
  • Extended cut off time for Outward Clearing/Funds Transfer
  • Personalized cheque book facility
  • Offering Free Personalised RuPay Debit Card (Platinum) with host of features such as High Cash Withdrawal limit (through ATM) – Rs.50,000/- (Platinum Card) pay day.
  • High purchase limit (POS) through Platinum Debit Card – Rs.1,00,000/- per day ( Per swipe limit of Rs.50,000/-)
  • Other value added services offered such as Enjoy higher rate of interest on your SB-Preferred Account i.e. 3.75% p.a. and 50% concession in processing charges relating to retail loans availed by account holder.
  • Most of services being offered free of cost

Please contact nearest branch of GSC Bank, to open / convert your existing account and operate your Savings Bank – Preferred Account.