Fixed Deposit

Fixed & Recurring Deposit

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FIXED AND RECURRING DEPOSIT RATES

Invest your money with GSC Bank for a tenure anywhere between 7 days to 5 years and earn interest over the deposited amount.

As one of the most traditional and safest means to invest, many people prefer it for wealth creation. Fixed deposits is a good choice for people who have some extra lump sum amount, which they don’t need to use at the time.

We offer 90% over draft facility on your fixed deposits at the rate of 0.75% higher than your fixed deposit rates.

RATES FOR INDIVIDUALS, TRUST, HOUSING SOCIETIES & HUF (W. E. F. 23/06/2025)*

TENURE Individuals, Trust & HUF Housing Soc.
07 DAYS TO 45 DAYS 3.75% 4.00%
46 DAYS TO 90 DAYS 3.75% 4.00%
91 DAYS TO 120 DAYS 4.00% 4.25%
121 DAYS TO 179 DAYS 4.00% 4.25%
180 DAYS TO 269 DAYS 5.25% 5.50%
270 DAYS TO 364 DAYS 5.25% 5.50%
12 MONTHS (365 DAYS) 6.80% 7.05%
366 DAYS TO 24 MONTHS 6.75% 7.05%
MORE THAN 2 YEARS AND UP TO 3 YEARS 6.25% 6.25%
MORE THAN 3 YEARS AND UP TO 5 YEARS 6.25% 6.25%
TAX SAVING DEPOSIT SCHEME FOR 60 MONTHS 5.00% –

Note:
1. It ensures capital protection as well as a uniform flow of income, Senior citizens will get an additional interest rates of 0.50% P.A.

2. For fixed deposits of Rs 1 Crore and above in a single deposit placed for 12 months (365 days) will get 0.25% extra on regular interest rate.

RATES FOR BANKS, PACS & OTHER INSTITUTIONS (W. E. F. 23/06/2025)*

TENURE INTEREST RATES
07 DAYS TO 45 DAYS 4.25%
46 DAYS TO 90 DAYS 4.50%
91 DAYS TO 120 DAYS 4.75%
121 DAYS TO 179 DAYS 4.75%
180 DAYS TO 269 DAYS 5.25%
270 DAYS TO 364 DAYS 5.50%
12 MONTHS (365 DAYS) 6.90%
366 DAYS TO 24 MONTHS 6.50%