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Fixed Deposit

5.75%

Individual (365 Days)

6.25%

Senior Citizen (365 Days)
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The Gujarat State Co-operative Bank LTD.

Annexure -A (For Display On Branch Notice Board)

PARTICULARS Service Charges – Saving Bank Account –
Regular A/c – W.E.F 01/Sep/2018
Issue of MICR Cheque-SB Rs. 1.50/- per cheque leaf,
15 leaves free on A/c Opening
Issue of Pass Book Nil
Balance Certificate Nil
Duplicate Pass Book For current financial year Rs.25/-
Duplicte Statement Rs 10/- per page for previous financial years
Stop payment instruction Rs 25/- per instrument for all types of accounts
Account closure before 12 months(A/c tranfer not included) Indivisuals – Rs. 100/-
Others Rs. 250/-
Cheque/ECS returned charges – cheque drawn on us Rs. 100/-, No charges levied if cheque is
returned unpaid due to techincal reason.
Cheques/bill deposited returned unpaid Rs. 100 + others bank’s charges if any, No
charges levied if cheque returned
unpaid due to techincal reason.
Signature Verification Rs. 25/-
No dues Certificate/td> Priority sector Nil
Others Rs. 25/- per certificate
Inoperative account Rs. 100/- p.a
Setting up standing instructions(SI) Nil
Record copy of the cheque Rs. 25/- per instance
Enquiry relating to old records(More than 13 months old) Rs. 25/- per item
Minimum Balance(Average Quartely Balance) For SB A/c Rs.500/-
Charges for not maintaining minimum Average Quarterly Balance Nil
Issue of Demand Drafts/bankers Cheques/Cheque drawn on the other bank Minimum Rs. 20/- or 0.20% of the DD
amount, whichever is higher
Revalidation / cancelation / issuance od duplicate draft / bankers cheques/ cheque drawn on the other banks Rs. 25/- per Draft / Bankers cheque / drawn on the other banks
Outstation cheque / Bills for Collection (a) Up to Rs.5000/- Rs. 20/-
(b)Rs.5001/- to 10000/- Rs. 40/-
(c)Rs.10001/- to 100000/- Rs. 80/-
(d)Rs.1,00,001/- & above Rs. 120/-
Bank may charge ad per guidelines issued by RBI
Outword Bills for Collection(OBC) As per DD Charges
Issue of MT Nil
RTGS Nil
NEFT Nil
SMS Alert Charges Nil
IMPS Charges Nil
INB PIN Replacement Rs. 50/-
ATM PIN Replacement Charges FREE VIA GREEN PIN
ATM CARD Replacement Charges Rs. 150/-
Annual ATM Debit Card Charges Platinum Rs. 100/-
Debit Card above 5 transaction in other Bank Non Financial Rs. 6/-
Financial Rs. 17/-

General Conditions

1. All above charges are exclusive of Tax(Applicable Taxes Extra)
2. No Service Charges will be levied from staff/ex-staff
3. Charges/rates are variable and Bank reserves the right to amend them from time to time.

Annexure -B (For Display On Branch Notice Board)

PARTICULARS Service Charges – Current Account Regular
– W.E.F 01/Sep/2018
Issue of MICR Cheque-CA Rs. 2/- per cheque leaf and 30 leaves free for
individual & 90 leaves free for others on A/c Opening
Issue of Pass Book (Individual) Nil
Balance Certificate Nil
Duplicate Pass Book (Individual) For current financial year Rs.25/-
Duplicate Statement Rs 10/- per page for previous financial years
Stop payment instruction Rs 25/- per instrument for all types of accounts
Account closure before 12 months (A/c transfer not included) Individuals – Rs. 100/-
Others Rs. 250/-
Cheque/ECS returned charges – cheque drawn on us Rs. 100/-, No charges levied if cheque is
returned unpaid due to techincal reason.
Cheques/bill deposited returned unpaid Rs. 100 + others bank’s charges if any, No
charges levied if cheque returned
unpaid due to technical reason.
Signature Verification Rs. 25/-
No dues Certificate/td> Priority sector Nil
Others Rs. 25/- per certificate
Inoperative account Rs. 100/- p.a
Setting up standing instructions(SI) Nil
Record copy of the cheque Rs. 25/- per instance
Inquiry relating to old records(More than 13 months old) Rs. 25/- per item
Minimum Balance(Average Quarterly Balance) For Current A/c :
Individual Rs. 1000/-
Others Rs.5000/-
Charges for not maintaining minimum Average Quarterly Balance Nil
Issue of Demand Drafts/bankers Cheques/Cheque drawn on the other bank Minimum Rs. 20/- or 0.20% of the DD
amount, whichever is higher
Revalidation / cancelation / issuance od duplicate draft / bankers cheques/ cheque drawn on the other banks Rs. 25/- per Draft / Bankers cheque / drawn on the other banks
Outstation cheque / Bills for Collection (a) Up to Rs.5000/- Rs. 20/-
(b)Rs.5001/- to 10000/- Rs. 40/-
(c)Rs.10001/- to 100000/- Rs. 80/-
(d)Rs.1,00,001/- & above Rs. 120/-
Bank may charge ad per guidelines issued by RBI
Outword Bills for Collection(OBC) As per DD Charges
Issue of MT Nil
RTGS Nil
NEFT Nil
SMS Alert Charges Nil
IMPS Charges Nil
INB PIN Replacement Rs. 50/-
ATM PIN Replacement Charges FREE VIA GREEN PIN
ATM CARD Replacement Charges Rs. 150/-
Annual ATM Debit Card Charges Platinum Rs. 100/-
Debit Card above 5 transaction in other Bank Non Financial Rs. 6/-
Financial Rs. 17/-

General Conditions

1. All above charges are exclusive of Tax(Applicable Taxes Extra)
2. No Service Charges will be levied from staff/ex-staff
3. Charges/rates are variable and Bank reserves the right to amend them from time to time.

ATM SERVICE CHARGES ARE AS UNDER

The Gujarat State Co-Operative Bank Ltd. has launched ATM and RuPay Debit Card Services on 14th October 2014 by Hon’ble Shri Amitbhai A. Shah – President, Bharatiya Janata Party.
The bank is member of NFS and its RuPay ATM cum Debit Card can be operated at around 2.5 lac ATMs and 9.8 lac POS machines all over India.

SR. NO. PARTICULARS CHARGES RS.
1 DEBIT CARD ISSUANCE CHARGES RUPAY DEBIT CARD NIL
2 DEBIT CARD ANNUAL MAINTENANCE CHARGES
(RECOVERED FROM THE BEGINNING OF THE SECOND YEAR)
RUPAY DEBIT CARD 100/- PLUS GST PER YEAR
3 DEBIT CARD REPLACEMENT CHARGES RS.150/- PLUS GST
4 DUPLICATE PIN/ REGENERATION OF PIN (IN CASE LOST/FORGOTTEN) FREE VIA GREEN PIN
5 DOMESTIC TRANSACTION CHARGES TRANSACTIONS AT GUJARAT STATE CO-OPERATIVE BANK ATMS FREE
OTHER BANK ATMS – UP TO 5 TRANSACTIONS (FINANCIAL + NON FINANCIAL) DURING A CALENDAR MONTH (FOR SAVINGS BANK ACCOUNT ONLY) FREE
OTHER BANK ATMS Ø BEYOND 5 TRANSACTIONS:- 20/-PLUS GST PER TRANSACTION
Ø NON-FINANCIAL TRANSACTION:- 10/- PLUS GST PER TRANSACTION
POINT OF SALE (POS)/ ECOMMERCE TRANSACTIONS NIL.
(HOWEVER, FOR USE AT PETROL PUMPS IN INDIA, A SURCHARGE OF 0.75% OF TRANSACTION AMOUNT FOR TRANSACTION UP TO RS.2,000/- AND 1% OF TRANSACTION AMOUNT FOR > RS.2,000/- SHALL BE APPLICABLE. FOR USE AT RAILWAYS IN INDIA, A SURCHARGE OF RS.10/- PLUS GST SHALL BE APPLICABLE.)
6 CHARGE SLIP (JP LOG) RETRIEVAL CHARGES RS. 337/- (INCLUDING GST)

Withdrawal limit:Platinum Debit Cards

20,000/- can be withdrawn in one transaction. (Rs.10000/- on Other Bank ATM) The limit of withdrawal per day is Rs. 40,000/- only whereas single transaction limit on POS/E-Com machines is Rs. 50,000/- and daily transaction limit on POS/E-Com machines is Rs. 1,00,000/-.

RuPay Insurance Program 2021-22

Auto Vault Locker Charges

Auto Vault
Locker Category
Yearly Rent Three Year Rent
One Year Rent [email protected]
%


Total Rent Three Year Rent [email protected]
%


Total Rent
AV-S 5000 900 5900 15000 2700 17700
AV-M 6000 1080 7080 18000 3240 21240
AV-L 7000 1260 8260 21000 3780 24780

General Conditions

  • All charges are exclusive of applicable Tax.
  • Charges/rates are variable & the Bank reserves the right to amend them from time to time.

Safe Deposit Locker Annual Charges

TYPE 1YEAR
A 700/-
B 900/-
C 1400/-
D 1600/-
E 1700/-
F 2500/-
G 2700/-
H1 3100/-
H 3300/-
L/L2/K 4500/-
  • In case of loss of key of the lockers a service charge of Rs.500/-has to be recovered from hirer in addition to the actual expenses incurred for breaking open the lockers and changing the lock by manufacturers of lockers.
  • Locker rent for a period of 3 years shall be payable in advance by the hirer. OR Security Deposit for locker for the amount covering 3 years rent, incidental expenses, if any to be recovered from the hirer and charges for breaking open of locker in case of any eventuality etc. shall be maintained with the bank. The said Security Deposit for Locker shall be kept in custody of the bank duly discharged by the locker holder/s and shall be renewed for the similar period at the prevailing rate of interest on the due date.
  • Interest on the said deposit shall be paid annually by crediting in SB /CD Account maintained with the bank. Standing instruction/ mandate to recover rent from such account on due date shall be obtained from the locker holder/s.
  • No refund of locker rent shall be admissible on premature surrender of the locker or other wise. Locker holder is required to operate the locker once in a year.
  • In case locker rent becomes overdue, operations in the locker will not be allowed.
  • A waiting list for allotment of lockers will be maintained. However, 25% in each category of the lockers will be allotted at the discretion of the Management considering business conditions/requirements.
  • Locker Rent be charged Half the rate for staff/Ex-staff.

General Conditions

  • All charges are exclusive of applicable Tax
  • No service charges will be levied from staff / ex. staff.
  • Charges/rates are variable & the Bank reserves the right to amend them from time to time