Internet banking is the system that provides the facility to the customer to conduct the financial and non-financial transactions from his net banking account. The user can transfer funds from his account to other accounts of the same bank/different bank using a website or an online application.
The customer using this facility can conduct transactional and non-transactional tasks including:
Mobile banking is just the thing you need when you are on the move. In the absence of a laptop/computer, your GSC Bank mobile app is the answer to all your banking needs. Be it a bill payment, phone recharge or a fund transfer, a mobile app takes care of all your basic banking needs. Our mobile banking gives you the freedom to bank irrespective of the place or time. You may be commuting or waiting at the airport, your mobile app is always handy!
The customer using this facility can conduct transactional and non-transactional tasks including:
National Electronic Funds Transfer (NEFT) is a nation-wide payment system facilitating one-to-one funds transfer. Under this system, individuals can electronically transfer funds from their account to any individual having an account with any other bank branch in the country participating in the system.
NEFT can be done through
Timings : 24 x 7 x 365 on Digital Banking Channels
| Type of Account | Limit / Transaction | Limit / Day | Charges |
|---|---|---|---|
| Savings Account | Rs. 2,00,000 | Rs. 5,00,000 | Nil |
| Current Account | Rs. 2,00,000 | Rs. 5,00,000 | Nil |
‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later. Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.
RTGS can be done through
Timings : 24 x 7 x 365 on Digital Banking Channels
| Type of Account | Limit / Transaction | Limit / Day | Charges |
|---|---|---|---|
| Savings Account | Rs. 2,00,000 – 5,00,000 | Rs. 2,00,000 – 10,00,000 | Nil |
| Current Account | Rs. 2,00,000 – 5,00,000 | Rs. 2,00,000 – 10,00,000 | Nil |
IMPS provides robust & real time fund transfer which offers an instant, 24X7, interbank electronic fund transfer service that could be accessed on multiple channels like Mobile, Internet, Branch and IMPS is an emphatic service which allows transferring of funds instantly within banks across India which is not only safe but also economical. Members currently on IMPS.
IMPS Live Members
IMPS can be done through
Timings : 24 x 7 x 365 on digital channels
| Type of Account | Limit / Transaction | Limit / Day | Charges |
|---|---|---|---|
| Savings Account | Rs. 5,00,000 | Rs. 10,00,000 | Nil |
| Current Account | Rs. 5,00,000 | Rs. 10,00,000 | Nil |
UPI or Unified Payments Interface is an immediate real-time payment system that helps in instantly transferring the funds between the two bank accounts through a mobile platform. Hence, UPI is a concept that allows multiple bank accounts to get into a single mobile application.
UPI Members
UPI can be done through
Third Party Apps like Google Pay, PhonePe, PayTM etc.
Timings : 24 x 7 x 365
| Limit / Transaction | Limit / Day | Charges |
|---|---|---|
| Rs. 1,00,000 | Rs. 1,00,000 | Nil |
GSC Bank Mobile Banking App now offers Bharat Bill Payment System (BBPS) services to facilitate payments of utility bills, mobile & DTH recharge and lots more
Bill Payments can be done through
Dear Customer,
Thank you for banking with us.
To make cheque transactions safer, the Reserve Bank of India (RBI) vide circular no. RBI/2020 21/41DPSS.CO.RPPD.No.309/04.07.005/2020-21 dated September 25, 2020 has asked all banks to introduce the Positive Pay System effective 01 January, 2021.
Positive Pay System enables an additional security layer to the cheque clearing process wherein, the issuer of the cheque submits cheque details as per the process mentioned below. When the beneficiary submits the cheque for clearing, the presented cheque details will be compared with the details provided to the Bank through Positive Pay.
To avail this facility, the account holder (drawer of the cheque) needs to share cheque details MANDATORY at the time of issuance of the cheques for amounts of INR 5,00,000/- and above. For the cheques for amounts of INR 50,000/- to INR 4,99,999/- is optional.
Cheque details to be submitted are as under:
These details can be submitted by the account holder to the bank by either the Positive Pay Mobile Application of GSC Bank (Download from Google Play Store) or filling a simple Positive Pay form. (In case branch submission)
We request our customers to please make a note of the following:
Assuring you of our best services at all times
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The Gujarat State Co-op. Bank Ltd. is registered with DICGC. https://dicgc.org.in/