The Gujarat State Co-operative Bank Ltd.

(SCHEDULED APEX BANK)

Accounts
Savings Account
Grow your Savings With GSC Bank's Savings Account. Avail Many Benefits Including No Minimum Balance Requirements & No Maintenance Charges.
Junior Plus Account
Give your Kids an Early Start in Banking. Secure their Future with GSC Bank's Junior Plus Account which is loaded with many Features & Benefits.
Current Account
Fulfill All the Banking Needs of Your Business with GSC Bank's Current Account with Many Benefits & No Charges.
Fixed & Recurring Deposit
Invest your money with GSC Bank for a tenure anywhere between 7 days to 5 years and earn interest over the deposited amount.
Loans
Home Loans
Our affordable and flexible home loans are designed to take you closer to your dream home
Commercial Property Loan
Take a Step Closer to your Business Goals with GSC Bank’s Commercial Property Loan.
Security Mortgage Loan / OD
Your Property can help you whenever you need funds. Use Your Property to get funds With GSC Bank's Security Mortgage Loan.
Vehicle Loans
Bringing Home the Ride of Your Choice has Become Easier than Ever with GSC Bank's Vehicle Loans.
Higher Education Loan
Brighten up your Future with GSC Bank's Higher Education Loan at attractive interest rates.
Solar Rooftop Loan
Empowering Future with Solar Energy. Go Green... Go Solar... Go Smarter With GSC Bank's Solar Rooftop Loan.
Consumer Durable Loans
It’s now Easy to Buy Your Favorite Products with GSC Bank’s Consumer Durable Loans.
Working Capital C.C
GSC Bank provides Working Capital facility to the industry to finance day-to-day requirement.
EMI Calculator
Different Loan. Different Tenures. Different Interest Rates. Know your EMI at the Click of a Button.
Lockers
Safe Deposit Locker
No Need to Worry About your Valuables Anymore. Safeguard your Valuables with GSC Bank's Locker at Very Affordable Rates & Various Sizes.
Auto Vault
Auto Vault - The Smart Anytime Access Automated Robotic Lockers with 3 Layered Security: Unique Card, Unique Code, Unique Key. Available at Naranpura Branch.
Services
Digital Banking
GSC Bank Offers Various Digital Services with absolutely No Charges for its Customers. Now, Enjoy Unlimited Use of RTGS/NEFT/IMPS/UPI/BBPS.
Auto Vault
Auto Vault - The Smart Anytime Access Automated Robotic Lockers with 3 Layered Security: Unique Card, Unique Code, Unique Key.
Safe Deposit Lockers
Ensure Safety of your Valuables & Important Documents at all times with GSC Bank Lockers. Now available at very Affordable Rates & Various Sizes.
Insurance
GSC Bank provides all round insurance to keep you & your family secured.
Franking & E-Stamping
Get E Stamping done the easy way. E-Stamping services are now available at GSC Bank’s selected branches
Demat Account
Explore GSC BANK's 3 In 1 DEMAT ACCOUNT. Get The Benefits Of Savings Account, Demat Account And Trading Account All Under One Roof.
ATMs & Branches
Get Money Anytime using any ATM / Debit / Credit Cards at GSC Bank’s ATM’s.
RuPay Debit Card
Get Rupay Platinum Debit Card with GSC Bank Account. Enjoy great offers & many security features of RuPay – India’s Own Card .
Missed Call Balance Inquiry
To Know the Balance in your GSC Bank Account Just Give a Missed Call.
Fixed & Recurring Deposit
Invest your money with GSC Bank for a tenure anywhere between 7 days to 5 years and earn interest over the deposited amount.
Submembership For The Banks
GSC bank offer the latest services like RTGS/NEFT, CTS, CSGL, ATM, IMPS, UPI, BBPS and other NACH services to their customers.
Service Charges
Various Service Charges Like, Saving Account, Current Account, ATM, Internet Banking Password Re-Issue Charges, Auto Vault & Locker Charges.
Digital Banking
Internet Banking
Unleash the power of digital banking with GSC bank's Internet Banking transfer money anytime... anywhere...
Mobile Banking
Your Bank Is On Your Mobile Screen Anytime Anywhere Banking With GSC Bank's Mobile Banking App.
NEFT
National Electronic Funds Transfer, Fast & Secure.
RTGS
Real-time gross settlement is a way to move money and/or securities in real-time.
IMPS
Immediate Payment Service (IMPS) is an instant interbank electronic fund transfer service through mobile phones.
UPI
Unified Payments Interface, Click karo, Pay karo!
Bill Payments
Bharat Bill Payment System (BBPS) services to facilitate payments of utility bills.
Positive Pay System
Positive Pay System enables an additional security layer to the cheque clearing process.
WhatsApp Banking
GSC Bank’s WhatsApp Banking services have been launched to address all your Banking queries.
Insurance
Pradhan Mantri Suraksha Bima Yojana
The PMSBY is a one-year accidental death and disability cover which could be renewed annually.
Pradhan Mantri Jeevan Jyoti Bima Yojana
PMJJBY offers a renewable one-year term life insurance plan covering death due to any reason.
Atal Pension Yojana (APY)
APY Is a Guaranteed Pension Scheme Administered by the Pension Fund Regulatory and Development Authority (PFRDA).
Life Insurance
Ensure your family’s financial security and happiness.
General Insurance
Non-life insurance policy, including automobile and homeowners' policies.
Interest Rates
Offers
Important Links
Important Notifications
Unclaimed Accounts
Download Forms
Register a Complaint
Report Frauds
Mandate Cancellation Request
Social Media
Positive Pay
Reserve Bank Of India
RBI Kehta Hai
NABARD
JanSamarth Portal
Other Links
Secured Assets Possessed Under the SARFAESI Act 2002
Bharat Aadhaar Seeding Enabler

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RTGS

‘RTGS’ stands for Real Time Gross Settlement, which means continuous (real-time) settlement of funds individually on an order by order basis. ‘Real Time’ means the processing of instructions at the time they are received rather than at some later time. Considering that the fund settlement takes place in the books of the Reserve Bank of India, the payments are final and irrevocable.