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FIXED AND RECURRING DEPOSIT RATES
Invest your money with GSC Bank for a tenure anywhere between 7 days to 5 years and earn interest over the deposited amount.
As one of the most traditional and safest means to invest, many people prefer it for wealth creation. Fixed deposits is a good choice for people who have some extra lump sum amount, which they don’t need to use at the time.
We offer 90% over draft facility on your fixed deposits at the rate of 0.75% higher than your fixed deposit rates.
RATES FOR INDIVIDUALS, TRUST, HOUSING SOCIETIES & HUF (W. E. F. 17/03/2023)*
| TENURE | INTEREST RATES |
|---|---|
| 07 DAYS TO 45 DAYS | 4.25% |
| 46 DAYS TO 90 DAYS | 4.25% |
| 91 DAYS TO 120 DAYS | 4.50% |
| 121 DAYS TO 179 DAYS | 4.50% |
| 180 DAYS TO 269 DAYS | 5.75% |
| 270 DAYS TO 364 DAYS | 5.75% |
| 12 MONTHS (365 DAYS) | 7.25% |
| 366 DAYS TO 24 MONTHS | 7.25% |
| MORE THAN 2 YEARS AND UP TO 3 YEARS | 6.75% |
| MORE THAN 3 YEARS AND UP TO 5 YEARS | 6.75% |
| TAX SAVING DEPOSIT SCHEME FOR 60 MONTHS | 5.00% |
Note:
1. It ensures capital protection as well as a uniform flow of income, Senior citizens will get an additional interest rates of 0.50% P.A.
2. For fixed deposits of Rs 1 Crore and above in a single deposit placed for 12 months (365 days) will get 0.25% extra on regular interest rate.
RATES FOR BANKS, PACS & OTHER INSTITUTIONS (W. E. F. 01/08/2023)*
| TENURE | INTEREST RATES |
|---|---|
| 07 DAYS TO 45 DAYS | 4.75% |
| 46 DAYS TO 90 DAYS | 5.00% |
| 91 DAYS TO 120 DAYS | 5.25% |
| 121 DAYS TO 179 DAYS | 5.25% |
| 180 DAYS TO 269 DAYS | 5.60% |
| 270 DAYS TO 364 DAYS | 6.00% |
| 12 MONTHS (365 DAYS) | 7.25% |
| 366 DAYS TO 24 MONTHS | 6.50% |
| 24 MONTHS & 1 DAY | 6.25% |
