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Introduction
RuPay Platinum Debit Card was launched in July 2014. RuPay Platinum Debit Cards come with various in-built features & offers. With the support of partner banks, RuPay has gained substantial volumes in the recent years & therefore it has been decided to continue with the features & benefits provided on RuPay Platinum Debit Cards for FY 2023-24.
RuPay Platinum Debit — Features & Benefits:
1. Domestic and International – Lounge Access Program
Domestic Airport lounge program for RuPay Platinum Debit Card provides access to cardholders two (2) times per calendar quarter per card in any of the 20+ participating Domestic Airport lounges. Selected International & Domestic Airport lounge access in india.
2. Cash back on Payment of Utility Bills*
5% cash back on utility bill payments (capped at Rs. 50/month/card). Cash back on Utility bill is restricted to Merchant Category Code (MCC) as defined by NPCI under the program.
3. Personal Accident Insurance
RuPay offers Personal Accident Insurance (Accidental Death or Permanent Total Disability) of upto Rs 200,000 for the Platinum Debit Cardholders.
Kindly note that the following amendment has been made in the Term & Conditions of RuPay Insurance Program for RuPay Premium Cards for FY 2021-22:
| Existing Term | Revised Term |
|---|---|
| Minimum one successful RuPay Card induced financial or non-financial transaction at any channel both Intra and Inter-bank i.e. on-us (ATM/MicroATM/PoS/E-com/ Business Correspondent of the bank at location by any payment instrument) within 45 days prior to date of accident including accident date of RuPay Cardholder or off us | Minimum one successful RuPay Card induced financial transaction at any PoS/E-com, both Intra and Inter-bank i.e. on-us or off us within 30 days prior to date of accident including accident date of RuPay Cardholder |
4. Concierge Services
Concierge service is available to banks as 24X7 service across India for a host of services like Gift / Flower Delivery Assistance, Restaurant referral & Arrangement, IT Return Assessment & Filing Assistance, etc.
5. Merchant Offers and Benefits
NPCI brings in a host of merchant offers and benefits for RuPay Platinum cardholders across travel, dining and retail shopping.
All services are provided by NPCI. Kindly refer NPCI website for further information.
